CrowdEasy Payments

CrowdEasy revolutionizes payment solutions by offering installment financing through crowdlending - now available to retailers as an innovative financing option for their customers.

For Retailers For Customers

How Our Crowdlending Works

Understanding the power behind CrowdEasy's installment payments

Customer Makes Purchase

A customer selects CrowdEasy as their payment method for purchases over CHF 1,000 at participating retailers. The application process is quick and simple.

Crowdlending Platform

The financing request is distributed across our network of private and institutional lenders who fund portions of the loan, spreading risk and enabling competitive rates.

Everyone Benefits

Retailers receive full payment instantly with no fees, customers enjoy affordable installments, and lenders earn returns on their investment.

The Crowdlending Advantage

Traditional bank loans involve a single institution bearing all the risk and charging high interest rates accordingly. Crowdlending distributes this risk among many lenders, resulting in:

Lower Interest Rates: Reduced risk means better rates for borrowers
Faster Approvals: Automated platform processes applications in minutes
Greater Accessibility: More flexible criteria open financing to more customers
Investment Opportunities: Individuals can participate as lenders and earn returns

Processing Fees

CHF 1'000

Minimum Amount

Real-time

Credit Decision

Advantages for Retailers

Boost your sales and customer satisfaction with our innovative financing solution

Transform Your Sales Process

Key Benefits

Save on Credit Card Fees: Eliminate expensive credit card processing fees for large purchases

Increase Sales: Enable customers to make larger purchases with flexible payment options

Satisfied Customers: Provide affordable financing that keeps customers coming back

Easy Integration: Simple implementation into your existing checkout process

Real Example

Scenario: Customer purchases CHF 2,000 furniture set

Traditional Credit Card

Processing Fee:
CHF 60.-

(3% fee)

With CrowdEasy

Processing Fee:
CHF 0.-

(No fees)

Result: You save CHF 60.00 and gain a satisfied customer who can afford the purchase!

Benefits for Customers

Enjoy affordable installment payments with attractive conditions

Smart Financing Made Simple

Why Choose CrowdEasy?

Interest Rates: Competitive rates through our crowdlending platform

Fast Decisions: Quick approval process - no lengthy waiting periods

Transparent Terms: Clear conditions with no hidden fees or surprises

Easy Application: Simple online process that takes minutes, not hours

Compare the Difference

Credit Card Interest 10-15% APR

CrowdEasy Rate Competitive Rates

Traditional Approval Days to Weeks

CrowdEasy Approval Minutes

Say goodbye to high credit card interest rates and lengthy credit decisions!

Our Partner Ecosystem

Collaborating with industry leaders to create a seamless experience for you

Crif

https://www.crif.ch/

In order to be able to offer our investors the highest possible level of security, we work together with the credit rating agency from CRIF. CRIF is the leading business information provider for the financial sector in Switzerland. CRIF supports Crowd4Cash in the following areas: application checking; compliance and fraud control. CRIF meets the high security and data protection requirements in full as it carries out this function.

Squarelife

https://www.squarelife.eu

In order to protect borrowers and investors from unforeseen events such as involuntary unemployment, disability or death, we cooperate with Squarelife's payment protection insurance. Squarelife's payment protection insurance covers the outstanding payments in the above cases, reducing the risk of default for an investor and the risk of debt collection for a borrower.

Run my Accounts

https://www.runmyaccounts.ch/

Fast-growing start-ups like Crowd4Cash have their hands full to keep up with the constant growth. The Run my Accounts team makes an important contribution to the success of SME’s by relieving you of extremely time-consuming accounting tasks and giving you access to your daily updated accounting from anywhere.

Intrum

https://www.intrum.ch/de/losungen-fur-unternehmen/

Cooperation with the professional debt collection company Intrum is only beneficial for all honest investors and borrowers in Crowd4Cash. Both groups benefit from low fees on our platform if no unpaid services have to be cross-financed. For investors, the risk of a total failure is also reduced.

Polyreg

http://www.polyreg.ch

The self-regulatory organization (SRO) Polyreg supervises the compliance with the duty of care to prevent and avoid money laundering at Crowd Solutions AG. The affiliation with an SRO is prescribed in the Swiss Money Laundering Act for all financial intermediaries.

Kreditvergleich Schweiz

https://www.kreditvergleich.ch/

Personal loan, business loan or mortgage. Kreditvergleich.ch connects loan seekers with reputable credit providers and credit intermediaries in Switzerland. The proofed partnerships with fair, independent and customer-oriented partners in Switzerland enable loan seekers to find the most individual financing. Current interest rate comparisons and helpful information are in the focus on Kreditvergleich.ch.