What are the benefits of using Crowd4Cash-Easy? The benefits of using Crowd4Cash-Easy are: - fair and attractive interest rates - convenient crowdlending installment payments - a fast credit decision - a high degree of financial flexibility - enables purchase without long savings periods What are Crowd4Cash-Easy partners? Here you find a selection of our partners. Who can apply for Crowd4Cash-Easy financing? To apply for Crowd4Cash-Easy financing, you only need to: - own a Swiss passport / a residence permit B or C with a minimum stay of 3 years, - be employed on a permanent contract - be between 18 and 65 years old How is my creditworthiness checked? For the credit check, we at Crowd4Cash work together with our partner Crif, Switzerland's leading credit agency for the financial sector. In addition, a review is carried out at the Central Office for Credit Information (ZEK). When does the credit check turn out negative? The reasons for a negative credit check are usually poor payment behaviour regarding other obligations, debt collection or other collection cases. What should I do if I have complaints about the product or problems with delivery? In such cases, we recommend that you contact the store directly to find a solution. You must continue to make your installment payments as normal. If you stop or delay payment, reminder fees and default interest will be charged. How do I keep track of payments during the term? In your Crowd4Cash account dashboard, you'll find a wealth of useful information throughout your loan term, such as how many installments are remaining and when the next one is due. To access it for the first time, simply log in with your email address and change your password by clicking on "Forgotten password." Can I repay my Crowd4Cash-Easy loan early or make several installments at once? Yes, you can repay your Crowd4Cash-Easy loan early at any time. To do so, select the appropriate option in your dashboard or contact us by email or phone. You can also easily pay multiple installments at once with the same invoice.